Cost of living in Naugatuck, CT

In Naugatuck, median rent is $1,512 a month, 3% below the U.S. average, and the monthly payment on a median-priced home is about $2,120 (22% below average). The average wage is $70,457 a year (5% below average). Of 29 everyday prices tracked here, 4 are above the national average.

Open the charts for Naugatuck →

The charts show each price back to 1950. Older local figures there are estimates.

How Naugatuck ranks

Among the 25 Connecticut places and the 4 places in the Waterbury metro with at least 20,000 people:

Housing

Measured locally: Census Bureau figures for Naugatuck, CT.

ItemNaugatuckU.S. averageDifference
Monthly rentMedian rent including utilities$1,512$1,5603% less
Monthly mortgage paymentMedian home, 20% down, 30-yr fixed, with taxes and insurance$2,120$2,72122% less
Property taxAverage yearly bill on a single-family home$6,342$4,38045% more

Your paycheck

Measured locally: BLS average wages for Naugatuck Valley Planning Region.

ItemNaugatuckU.S. averageDifference
SalaryAverage yearly wage$70,457$74,4005% less
Payroll taxSocial Security and Medicare, employee share, yearly, on the average wage$5,390$5,6925% less

Getting around

Gas: EIA state or city averages. Car insurance: NAIC state averages. Parking, rides and transit passes are estimates.

ItemNaugatuckU.S. averageDifference
A monthly transit passUnlimited local bus or rail$106$106same as U.S.
Tank of gas15 gallons of regular unleaded$68.27$66.602% more
15-minute Uber rideTypical UberX fare, since the 2012 launch$29.50$29.50same as U.S.
Parking, per hourDowntown meter or garage$2.62$4.0535% less
Car insuranceAverage yearly premium$1,893$1,7409% more

Food and drink

Estimates: national prices scaled to regional price levels for the Waterbury metro.

ItemNaugatuckU.S. averageDifference
A dozen eggsGrade A large, grocery store$3.80$3.80same as U.S.
A gallon of milkWhole milk, grocery store$4.15$4.15same as U.S.
Thanksgiving dinner for 10The Farm Bureau’s basket: turkey, sides and pie$55.90$55.90same as U.S.
Cup of coffeeBrewed coffee at a café or diner$3.45$3.45same as U.S.
Pint of domestic beerAt a bar or restaurant$7.30$7.30same as U.S.
Six-pack of domestic beer12 oz cans, grocery store$11.20$11.20same as U.S.
Big MacSandwich only; sold nationally since 1968$6.05$6.05same as U.S.
Ham & cheese sandwich groceries1 lb white bread, 1 lb sliced ham, 1 lb American cheese$13.60$13.60same as U.S.

Bills and fun

Estimates: national prices scaled to regional price levels for the Waterbury metro, and to local wages for some services.

ItemNaugatuckU.S. averageDifference
A movie ticketAverage admission, all showtimes$11.55$11.55same as U.S.
A haircutBasic cut at a barber or salon$32.37$34.005% less
A pack of cigarettesPremium brand, including state taxes$8.65$8.65same as U.S.
A night in a hotelMid-range room, average nightly rate$150$1648% less
Home internet billMonthly; dial-up until the mid-2000s$77.00$77.00same as U.S.
Cable TV billMonthly expanded basic package$108$108same as U.S.
MLB game ticketAverage non-premium seat$57.27$39.5045% more

Health and family

Estimates: national prices scaled to regional price levels for the Waterbury metro, and to local wages for some services.

ItemNaugatuckU.S. averageDifference
Daycare for one toddlerFull-time, licensed center, monthly$1,304$1,3705% less
A year of public universityIn-state tuition and fees, four-year public$11,800$11,800same as U.S.
Doctor’s visit, no insuranceRoutine office visit, paid out of pocket$194$194same as U.S.
Family health premiumEmployer plan, total monthly cost incl. employer share$2,240$2,240same as U.S.
Having a baby in hospitalUncomplicated delivery, billed charges$15,700$15,700same as U.S.
A weddingCeremony and reception, not counting the ring$33,768$34,7003% less

How these prices have changed since 1950, nationally: Daycare for one toddler · A year of public university · Family health premium · Having a baby in hospital · A wedding · A dozen eggs · A gallon of milk · Thanksgiving dinner for 10 · A movie ticket · A pack of cigarettes · A night in a hotel · Salary · Payroll tax · Big Mac · Ham & cheese sandwich groceries · Tank of gas · Car insurance · Monthly rent · Monthly mortgage payment · Property tax · Cable TV bill · MLB game ticket

Naugatuck vs nearby places

PlaceRentMortgage paymentAverage wage
Naugatuck, CT$1,512$2,120$70,457
Waterbury, CT$1,353$1,706$70,457
Bristol, CT$1,477$2,272$70,457
Shelton, CT$1,922$3,701$70,457
Bridgeport, CT$1,601$2,248$73,730
Stamford, CT$2,513$5,108$127,001
New Haven, CT$1,643$2,348$74,326

How these are worked out

Rent and home values are for Naugatuck, CT; other prices are for the Waterbury metro. National prices are scaled to Naugatuck using local cost levels: rent, home values and property tax bills from the Census Bureau’s American Community Survey, wages from the BLS, gas from the EIA, car insurance from NAIC state averages, and other goods and services from the Bureau of Economic Analysis’s regional price parities. Parking has no national source and is estimated from the town’s size and density. Figures are as of September 2026. More on the method.